Since Monday, we have been highlighting some of the best new features that are coming with iPhone 6 and iPhone 6 Plus. Yesterday, we covered the new updated wireless technology within the devices. Tuesday, we covered what is under the hood of the new phones, including the processor. On Monday, we covered the new display’s that will be coming with both the iPhone 6 and iPhone 6 Plus. Today, we are going to cover one of Apple’s newest services, that will debut on iPhone 6.
Now this feature doesn’t come out until October, but it will be a major addition to iPhone 6. Apple Pay is designed to eliminate the need to carry a wallet around with you. Here’s a description of Apple Pay, straight from Apple:
Apple Pay will change how you pay with breakthrough contactless payment technology and unique security features built right into the devices you have with you every day. So you can use your iPhone 6 to pay in an easy, secure, and private way.
So how does Apple Pay work? First, Apple has installed NFC (Near Field Communication) into iPhone 6, that allows you to hold your phone near a NFC reader to communicate. When you want to pay with Apple Pay, just move your phone close to the reader, and that’s basically step one.
Once you move your phone close to the reader, place your finger on the Touch ID sensor to authorize payment. Touch ID, of course, scans your finger to authorize whatever it is you are doing, securely. Once you feel the phone vibrate, that lets you know the transaction is complete!
That’s it, hold your phone close to a reader, use Touch ID, wait for the vibrate, and you’re done!
Apple Pay also works in apps from participating retailers. For example, when you go to pay for the item, you’ll have the traditional options you’re used to, but you will also be given Apple Pay as an option. Once you tap Apple Pay, you’ll be asked to authorize the transaction through Touch ID, and you’re done! Paying for items doesn’t get much easier!
To setup a card with Apple Pay, you can use the iSight camera on your iPhone 6 and scan the card into your Passbook app, where all of your cards will be saved. The participating credit cards and banks that are participating with Apple Pay are:
Visa, MasterCard, American Express, Bank of America, Capital One, Chase, Citi and Wells Fargo. Apple says many more are coming soon. There are also over 220,000 locations that will be accepting Apple Pay, like McDonalds, Subway, Walgreens and more.
Apple Pay is also very secure. Your credit card number is not stored on the phone or with Apple, so if you were to lose your phone you wouldn’t have to cancel any cards, plus you can use Find My iPhone to lock everything down.
The new form of payment will change how people pay for things forever. The only down side is that it won’t be available until an update in October. Apple Pay will be available on iOS 8, only on iPhone 6 and iPhone 6 Plus.